A Really Big Idea That Might Actually Work
Over the weekend the Skeptic read a short book sent to him by the author of On This Rock, one of the books we are serializing on this website, the name of the book is Creativecare and it is by far the best idea for dealing with healthcare in a fair and equitable manner that the Skeptic has ever heard. He would recommend it to everyone, left, right or down the middle, if you're someone who thinks we ought to get serious about healthcare and are willing to leave politics at the door you owe it to yourself to have a look at Creativecare. Will this idea accomplish the impossible and make everyone deliriously happy? Not a chance, nothing will, but it is fair, relatively inexpensive, clearly constitutional, offers coverage to everyone who needs it without any needless mandates and it would promote personal responsibility, something seriously missing in today's world. The Skeptic would like nothing better than to have a reasonable and permanent solution to the problem so we could get on with our lives with some certainty in place. Certainty allows people and businesses to plan for the future, it takes away some unknowns which will allow the economy to take some positive steps towards an honest recovery.The Skeptic will attempt to explain the basics of the plan here and if it sounds interesting to you buy the book, it's only a couple bucks, learn all the details, tell your friends, then contact your congressman and tell them to do something about it. Stop sitting on the sidelines and let's force our politicians to do the right thing, it's clear that all of them are doing nothing but posturing on the issue of healthcare so make them do something for once.
The problem with the current system is that it's simply too expensive for a lot of people. The problem with Obamacare is it's too expensive for all of us. The system of private insurance works terrific if you happen to have a good private plan that you get at work or that you can afford to purchase on your own. The system fails when not everyone carries insurance, whether it's by choice or because they can't afford it doesn't matter because the result is the same, the cost of insurance goes up because those with insurance end up paying for those without it. Obama's plan doesn't work because the cost is so damn staggering, he won't tell you that because he knows the true cost of this plan is going to be the final straw that drags us down to the financial level of Greece or Spain. In addition to the cost it is simply too complicated, there are waivers for some groups but not others, companies are forced to cover too much, there are countless bureaucrats added to the federal payroll, everything about Obamacare is designed in such a way that it is bound to be a colossal failure and it will likely financially break the country in the process.
Then there's the issue of forcing people to comply, the mandate, it simply goes against the grain for most Americans, we don't much like being forced to do anything, let alone buy something like this mess Obama has laid out for us. Hell we fought a war of independence over what amounted to some very small taxes. The Skeptic thinks this is one of our more endearing qualities, we are an independent people and having the government act as our national nanny goes too far for most of us. All of that being said we do need to recognize that there is a problem and we need to be honest with each other, everyone knows the system is broken and everyone knows Obamacare goes about solving the problem the wrong way. We need a better simpler solution that is at the very least acceptable to a majority of the country, not just fifty-one percent of us.
Is that possible? Maybe not, we sure are pretty divided and over the last twenty or thirty years it's gotten to the point where one has to wonder where we're headed, let's face it, things are pretty nasty out there these days.
In a perfect world there would be no need for a national healthcare plan, everyone would do the right thing and take responsibility for their own healthcare and if you didn't you'd have to rely on charity to help you out, there would be no government program for anyone but this is far from a perfect world and there are millions of irresponsible people who are perfectly happy to have others pay for their care. It stinks but is that a valid excuse to toss out a system that work's just fine for eighty percent of us? The Skeptic says absolutely not and Mr. Leonard apparently agrees because he had what the Skeptic thinks is a really big idea and actually took the time to write it down.
This article will be far from a comprehensive look at Creativecare but hopefully it'll be enough to get you to take a serious look at it. In his book Mr. Leonard asks for help from his readers to spread the word and the Skeptic is trying to do his part, he hopes you will as well.
Here are the basics as best as the poor Skeptic can explain them.
1. The object is to provide a plan that would be available to everyone when they need it to cover serious health issues so as to ensure that no one ever loses a home due to illness or injury, be cost efficient so as not to increase the public debt and to instill a measure of personal responsibility in everyone.
2. Ideally, it would take the place of all government medical programs, including Medicare and Medicaid, why separate us into different groups? It just makes everything far more complicated than it needs to be which means it's more expensive than is necessary.
3. The plan would require a constitutional amendment so that its constitutionality could not be questioned and to insure that it isn't just a step down the road to a single payer plan. In addition, if the plan were to pass as an amendment it would mean that there was broad agreement that it was the right thing to do, you don't get to pass an amendment with a mere fifty-one percent majority, and broad agreement gives it a much better chance of working. Once enacted its wording would make it impossible for the government to enact any other plans without another amendment. This would also turn the benefits of the plan a right, no citizen or legal alien could be turned away, something the left likes. For those on the right it will require people to take a lot more personal responsibility. More on that a little later.
4. The plan would be available to anyone with an income below a certain level to be determined at a later date but probably around fifty thousand a year. Certain requirements must be met to be eligible but those requirements would be very reasonable.
5. In order to participate you would have to buy a supplemental insurance policy that would cover the first ten or twenty thousand dollars of your medical expenses. This would obviously be quite inexpensive, far below the cost of a traditional plan because it caps the amount of money the insurance company will ever have to spend on your behalf. Most healthy people don't spend that much in a year so the government wouldn't be on the hook for anything for most of us. After expenses exceed the limit of the supplemental policy the government would pay. If you choose not to purchase a supplemental plan the government would give you nothing, you'd be completely on your own, no free treatment at the emergency room, nothing. The idea being if you are not willing to take responsibility for even a small portion of your own care the rest of us shouldn't be on the hook for you either. That might sound tough to the slackers out there but it's really quite fair.
6. This plan creates an entire new form of insurance, the supplemental plans that will pay the first ten or twenty thousand of medical expenses, this will significantly increase the income of insurance companies and will probably create thousands of new jobs in the process. In return for all that extra business they will have to agree to stop discriminating against people with preexisting conditions. Also there would be no dropping of people for any reason, people could switch companies and levels of coverage whenever they chose to with no restrictions whatsoever. No physicals ever, all you'd have to do is call or go on the internet and order up a new or different plan, no questions asked. The beauty of all this is that it's all voluntary, yes it's a carrot and stick approach, buy it or there will be no coverage, but isn't that better than the stick only approach that Obama likes? All you have to do is maintain a supplemental policy if you're low income or a regular policy if you make over fifty thousand and you never have to worry about losing coverage, ever, for the rest of your life. Of course there will be a small number of people who are still unable to afford even the small cost of a supplemental plan but they could purchase one with the assistance of state government programs, the level of assistance to be determined by the states individually.
7. An added benefit to this plan is the savings it provides to the federal government, Mr. Leonard has some preliminary numbers in his book which I won't go into here but the savings are in the hundreds of billions of dollars. This is money we will all save, we are the government and the sooner we pay off the national debt the sooner life starts getting a lot better for all of us. Just imagine how low taxes could go if we weren't spending a third of our taxes on interest. Interest that is going to keep getting more and more expensive if something isn't done soon, anyone who tells you different is lying to you. Seriously folks, the interest on our debt is getting so out of hand that we are not many years away from the interest being more expensive the the department of defense. We are talking massive amounts of money being essentially flushed down the toilet. Remember, we are borrowing almost half the money we spend, the debt is growing like a weed along with those interest payments.
This is a big idea. Why? Because it thinks out of the box. For decades the left has talked passionately about all of the poor uninsured people in this country but they refused to really put forth a plan that would be affordable and even more importantly, acceptable to everyone or at least almost everyone. They had to have something with all the bells and whistles or nothing at all, that's not leadership and it demonstrates that for them it wasn't really about helping people, it was about using the issue to push a political agenda and remaining in power. To truly get things done we all have to accept things we don't like and the Skeptic thinks this is something that would work. Is it perfect? Absolutely not but it would save the country a lot of money at a time when we don't really have a dime to spare. It would also give everyone a basic amount of coverage so that they would no longer have to worry about going broke because they were unfortunate enough to get sick or seriously injured. Yes this plan requires everyone who uses it to buy a supplemental plan to take care of the first ten or twenty thousand in medical care but the cost of a plan like that would be probably less than a hundred dollars a month, twenty-five dollars a week, less than five dollars a day, less than a pack of cigarettes and around the cost of a gallon of gas, in other words, it's affordable for almost everyone.
For most people in America the healthcare system works just fine so why would we change it more than it needs to be changed? Less than twenty percent of Americans are without health insurance, it makes zero sense to upend the entire system which is exactly what Obamacare does, it tosses out everything for the sake of less than twenty percent of the population. Is this really about health insurance or is it about making us all equally unhappy which is just what will happen if it isn't repealed or tossed out by the Supreme Court.
Creativecare is different, it is simple.
Creativecare would essentially leave the current system in place and only change the things that need really need changing.
For people currently without coverage it provides a completely voluntary system that virtually everyone could afford.
It eliminates the preexisting condition problem. It eliminates the problem of people being dropped.
It will instill a real sense of responsibility in people who, up until now, haven't seen the need to show any responsibility at all.
It will allow private insurance to continue to exist but it will force insurance companies to act in a more compassionate manner.
One of the main reasons cited for people not having insurance is that it's just too expensive. Well Creativecare changes that with these supplemental policies for people with lower incomes, it takes care of a problem and eliminates an excuse. If someone isn't willing to purchase even a basic amount of insurance on their own do we really need to spend public money taking care of them?
Creativecare isn't something that will cover everything for everyone, it will cover the basics and save families from losing everything if they get sick. It will save the country billions of dollars. If it were to ever pass it would allow people to live their lives without the worry that an injury or illness could put them out of their home.
If you read this site on a regular basis you know the Skeptic likes controversy, and not just because it makes life interesting but because most people avoid controversy like the plague, it's not politically correct to bring up stuff like religion or politics. Trouble with that is, being politically correct isn't a way to make any kind of serious progress as a society, if you're constantly sweeping everything under the carpet that makes you uncomfortable you will eventually have to pay a price for that, sooner or later you can't hide it anymore and when it gets to that point you've usually got yourself a big old mess. Life is like that too, we need to talk about uncomfortable subjects like race and religion and we also need to have a more serious approach to politics. This constant catering politicians do with their respective bases is nuts, it benefits no one but the political class. Think about it, they spend our money on stuff most of us don't want in order to win votes from us and the funny part is...we let them get away with it. If we the people don't take control of this government it'll be too late, we need big new ideas that are at least acceptable to most of us and you know they aren't coming from Washington so the hell with whether you're a Republican or a Democrat, think like an American for a change. It'll make you feel really good about yourself. That might sound kind of corny but it's the truth, any little rush or buzz you get when your candidate wins a race will pass the first time he or she does something that disappoints you...and they will...you know they will...but if you forget about partisanship and start thinking about making this country great again you will feel good all the time.
The Skeptic knows this idea has somewhere around a zero percent chance of going anywhere but if enough people learned about it and put some serious pressure on Washington it could change everything. The idea deserves a hearing.
What greater gift could we give to coming generations than to hand them a country that is in good financial and political shape? Isn't it time we put aside the political posturing and get serious about saving this country? It won't be easy, the far left and the far right don't want that to happen, they make a damn good living keeping us at odds with each other. It'll take big ideas, a little maturity and seriousness in the Congress and a resolve to honestly change our behavior. A plan like Creativecare that would save money while teaching personal responsibility is something the Skeptic thinks would get us on the right road.
Is Mr. Leonard's Creativecare the answer? Maybe, maybe not, maybe not exactly, it might need some tweaking, he admits that himself, but something like it would certainly work, the Skeptic recently heard someone say that Senator John Kerry was talking about a plan that would have the government provide everyone with catastrophic insurance when their expenses went over fifty thousand dollars a year. That might work but not if we cover everyone, it would have to be only for lower income families, but, it might be a start and trust the Skeptic on this, he doesn't agree with anything John Kerry says but he gets credit for this...if he really said it. Would it be nice if we could pass a plan that would offer one hundred percent coverage to everyone in the country? Of course it would but it isn't practical, in fact, it would be a death sentence for America. Try and imagine how you'd feel if you had to explain why you weren't willing to give up a damn thing in order save the country to a great grandchild who had to face his or her life in a country that had to spend all of its wealth just paying the interest on the debt that you helped to accumulate. The Skeptic thinks that would be a tough conversation to have and you'd have some serious explaining to do. This is deadly serious stuff and we're all acting like it's all a big damn game, this country is running headlong off a financial cliff and nothing will save it but some serious compromise and some sacrifice.
So listen, have a good look, if you like the general idea of a national catastrophic insurance plan instead of national healthcare with all the bells and whistles help out, become a part of something bigger than yourself, do your country and future generations a favor. Instead of being a part of the crowd that is always looking for more from the government be a part of the crowd that gives back, for you liberals out there take the advice of one of your icons, Jack Kennedy, ask what you can you for your country. There is nothing in the Constitution that guarantees that we all are going to live lives of perfect equality, it just guarantees equal opportunity, there's a big difference.
We need to push aside the far left and the far right and the Skeptic knows that isn't an easy thing to do, his instincts are as conservative as you could imagine, if he had his way the government would barely exist on any level but that isn't practical anymore, not because it wouldn't work just fine but because it's so ingrained in the lives of so many of us it will take generations to get it out, it will be a long slow process. So let's do the next best thing, let's have a compromise, ignore the fringes and work hard to truly compromise and Creativecare is just that, a reasonable plan that would give us a national healthcare plan of sorts but it requires people to actually get off their asses and do something to get it. Handing out stuff the way the government does now does nothing but create a lazy bunch of do-nothings who get angry when they don't get every little thing they want, all one needs to do is look at Greece for a perfect example. Is that the future you want for America? Millions of your fellow citizens rioting in the streets, not to protest a war but because they are angry they didn't get their free stuff? It's not easy to say but a lot of people in this country need to be taught how to be responsible adults, how to climb out of bed in the morning and go to work instead of laying about all day dreaming up ways to waste the day away. Most of them don't know it but they don't even like that existence, it might sustain them but it does nothing for their sense of pride, nothing for their soul.
If you care about our country please think about getting on board and help make this plan, or something like it, a reality, it will make a huge difference to the financial health of the country as well as the actual health of its people. If this, or something close to it, is something you think you could support then help us out. We don't want your money, there are enough people out there looking for that, no, we want your help, just spread the word, put a link to this article in your emails to friends and business associates, tell your friends, talk about it. For anyone in power to take notice of this it will take a groundswell of support from a lot of people and that won't be easy but it isn't impossible. If we can make a difference and really change the entire conversation on healthcare the entire country will benefit and that it will make you feel really good for being a part of it...and that might be good for your own general health and well being.
You can buy a copy here
The problem with the current system is that it's simply too expensive for a lot of people. The problem with Obamacare is it's too expensive for all of us. The system of private insurance works terrific if you happen to have a good private plan that you get at work or that you can afford to purchase on your own. The system fails when not everyone carries insurance, whether it's by choice or because they can't afford it doesn't matter because the result is the same, the cost of insurance goes up because those with insurance end up paying for those without it. Obama's plan doesn't work because the cost is so damn staggering, he won't tell you that because he knows the true cost of this plan is going to be the final straw that drags us down to the financial level of Greece or Spain. In addition to the cost it is simply too complicated, there are waivers for some groups but not others, companies are forced to cover too much, there are countless bureaucrats added to the federal payroll, everything about Obamacare is designed in such a way that it is bound to be a colossal failure and it will likely financially break the country in the process.
Then there's the issue of forcing people to comply, the mandate, it simply goes against the grain for most Americans, we don't much like being forced to do anything, let alone buy something like this mess Obama has laid out for us. Hell we fought a war of independence over what amounted to some very small taxes. The Skeptic thinks this is one of our more endearing qualities, we are an independent people and having the government act as our national nanny goes too far for most of us. All of that being said we do need to recognize that there is a problem and we need to be honest with each other, everyone knows the system is broken and everyone knows Obamacare goes about solving the problem the wrong way. We need a better simpler solution that is at the very least acceptable to a majority of the country, not just fifty-one percent of us.
Is that possible? Maybe not, we sure are pretty divided and over the last twenty or thirty years it's gotten to the point where one has to wonder where we're headed, let's face it, things are pretty nasty out there these days.
In a perfect world there would be no need for a national healthcare plan, everyone would do the right thing and take responsibility for their own healthcare and if you didn't you'd have to rely on charity to help you out, there would be no government program for anyone but this is far from a perfect world and there are millions of irresponsible people who are perfectly happy to have others pay for their care. It stinks but is that a valid excuse to toss out a system that work's just fine for eighty percent of us? The Skeptic says absolutely not and Mr. Leonard apparently agrees because he had what the Skeptic thinks is a really big idea and actually took the time to write it down.
This article will be far from a comprehensive look at Creativecare but hopefully it'll be enough to get you to take a serious look at it. In his book Mr. Leonard asks for help from his readers to spread the word and the Skeptic is trying to do his part, he hopes you will as well.
Here are the basics as best as the poor Skeptic can explain them.
1. The object is to provide a plan that would be available to everyone when they need it to cover serious health issues so as to ensure that no one ever loses a home due to illness or injury, be cost efficient so as not to increase the public debt and to instill a measure of personal responsibility in everyone.
2. Ideally, it would take the place of all government medical programs, including Medicare and Medicaid, why separate us into different groups? It just makes everything far more complicated than it needs to be which means it's more expensive than is necessary.
3. The plan would require a constitutional amendment so that its constitutionality could not be questioned and to insure that it isn't just a step down the road to a single payer plan. In addition, if the plan were to pass as an amendment it would mean that there was broad agreement that it was the right thing to do, you don't get to pass an amendment with a mere fifty-one percent majority, and broad agreement gives it a much better chance of working. Once enacted its wording would make it impossible for the government to enact any other plans without another amendment. This would also turn the benefits of the plan a right, no citizen or legal alien could be turned away, something the left likes. For those on the right it will require people to take a lot more personal responsibility. More on that a little later.
4. The plan would be available to anyone with an income below a certain level to be determined at a later date but probably around fifty thousand a year. Certain requirements must be met to be eligible but those requirements would be very reasonable.
5. In order to participate you would have to buy a supplemental insurance policy that would cover the first ten or twenty thousand dollars of your medical expenses. This would obviously be quite inexpensive, far below the cost of a traditional plan because it caps the amount of money the insurance company will ever have to spend on your behalf. Most healthy people don't spend that much in a year so the government wouldn't be on the hook for anything for most of us. After expenses exceed the limit of the supplemental policy the government would pay. If you choose not to purchase a supplemental plan the government would give you nothing, you'd be completely on your own, no free treatment at the emergency room, nothing. The idea being if you are not willing to take responsibility for even a small portion of your own care the rest of us shouldn't be on the hook for you either. That might sound tough to the slackers out there but it's really quite fair.
6. This plan creates an entire new form of insurance, the supplemental plans that will pay the first ten or twenty thousand of medical expenses, this will significantly increase the income of insurance companies and will probably create thousands of new jobs in the process. In return for all that extra business they will have to agree to stop discriminating against people with preexisting conditions. Also there would be no dropping of people for any reason, people could switch companies and levels of coverage whenever they chose to with no restrictions whatsoever. No physicals ever, all you'd have to do is call or go on the internet and order up a new or different plan, no questions asked. The beauty of all this is that it's all voluntary, yes it's a carrot and stick approach, buy it or there will be no coverage, but isn't that better than the stick only approach that Obama likes? All you have to do is maintain a supplemental policy if you're low income or a regular policy if you make over fifty thousand and you never have to worry about losing coverage, ever, for the rest of your life. Of course there will be a small number of people who are still unable to afford even the small cost of a supplemental plan but they could purchase one with the assistance of state government programs, the level of assistance to be determined by the states individually.
7. An added benefit to this plan is the savings it provides to the federal government, Mr. Leonard has some preliminary numbers in his book which I won't go into here but the savings are in the hundreds of billions of dollars. This is money we will all save, we are the government and the sooner we pay off the national debt the sooner life starts getting a lot better for all of us. Just imagine how low taxes could go if we weren't spending a third of our taxes on interest. Interest that is going to keep getting more and more expensive if something isn't done soon, anyone who tells you different is lying to you. Seriously folks, the interest on our debt is getting so out of hand that we are not many years away from the interest being more expensive the the department of defense. We are talking massive amounts of money being essentially flushed down the toilet. Remember, we are borrowing almost half the money we spend, the debt is growing like a weed along with those interest payments.
This is a big idea. Why? Because it thinks out of the box. For decades the left has talked passionately about all of the poor uninsured people in this country but they refused to really put forth a plan that would be affordable and even more importantly, acceptable to everyone or at least almost everyone. They had to have something with all the bells and whistles or nothing at all, that's not leadership and it demonstrates that for them it wasn't really about helping people, it was about using the issue to push a political agenda and remaining in power. To truly get things done we all have to accept things we don't like and the Skeptic thinks this is something that would work. Is it perfect? Absolutely not but it would save the country a lot of money at a time when we don't really have a dime to spare. It would also give everyone a basic amount of coverage so that they would no longer have to worry about going broke because they were unfortunate enough to get sick or seriously injured. Yes this plan requires everyone who uses it to buy a supplemental plan to take care of the first ten or twenty thousand in medical care but the cost of a plan like that would be probably less than a hundred dollars a month, twenty-five dollars a week, less than five dollars a day, less than a pack of cigarettes and around the cost of a gallon of gas, in other words, it's affordable for almost everyone.
For most people in America the healthcare system works just fine so why would we change it more than it needs to be changed? Less than twenty percent of Americans are without health insurance, it makes zero sense to upend the entire system which is exactly what Obamacare does, it tosses out everything for the sake of less than twenty percent of the population. Is this really about health insurance or is it about making us all equally unhappy which is just what will happen if it isn't repealed or tossed out by the Supreme Court.
Creativecare is different, it is simple.
Creativecare would essentially leave the current system in place and only change the things that need really need changing.
For people currently without coverage it provides a completely voluntary system that virtually everyone could afford.
It eliminates the preexisting condition problem. It eliminates the problem of people being dropped.
It will instill a real sense of responsibility in people who, up until now, haven't seen the need to show any responsibility at all.
It will allow private insurance to continue to exist but it will force insurance companies to act in a more compassionate manner.
One of the main reasons cited for people not having insurance is that it's just too expensive. Well Creativecare changes that with these supplemental policies for people with lower incomes, it takes care of a problem and eliminates an excuse. If someone isn't willing to purchase even a basic amount of insurance on their own do we really need to spend public money taking care of them?
Creativecare isn't something that will cover everything for everyone, it will cover the basics and save families from losing everything if they get sick. It will save the country billions of dollars. If it were to ever pass it would allow people to live their lives without the worry that an injury or illness could put them out of their home.
If you read this site on a regular basis you know the Skeptic likes controversy, and not just because it makes life interesting but because most people avoid controversy like the plague, it's not politically correct to bring up stuff like religion or politics. Trouble with that is, being politically correct isn't a way to make any kind of serious progress as a society, if you're constantly sweeping everything under the carpet that makes you uncomfortable you will eventually have to pay a price for that, sooner or later you can't hide it anymore and when it gets to that point you've usually got yourself a big old mess. Life is like that too, we need to talk about uncomfortable subjects like race and religion and we also need to have a more serious approach to politics. This constant catering politicians do with their respective bases is nuts, it benefits no one but the political class. Think about it, they spend our money on stuff most of us don't want in order to win votes from us and the funny part is...we let them get away with it. If we the people don't take control of this government it'll be too late, we need big new ideas that are at least acceptable to most of us and you know they aren't coming from Washington so the hell with whether you're a Republican or a Democrat, think like an American for a change. It'll make you feel really good about yourself. That might sound kind of corny but it's the truth, any little rush or buzz you get when your candidate wins a race will pass the first time he or she does something that disappoints you...and they will...you know they will...but if you forget about partisanship and start thinking about making this country great again you will feel good all the time.
The Skeptic knows this idea has somewhere around a zero percent chance of going anywhere but if enough people learned about it and put some serious pressure on Washington it could change everything. The idea deserves a hearing.
What greater gift could we give to coming generations than to hand them a country that is in good financial and political shape? Isn't it time we put aside the political posturing and get serious about saving this country? It won't be easy, the far left and the far right don't want that to happen, they make a damn good living keeping us at odds with each other. It'll take big ideas, a little maturity and seriousness in the Congress and a resolve to honestly change our behavior. A plan like Creativecare that would save money while teaching personal responsibility is something the Skeptic thinks would get us on the right road.
Is Mr. Leonard's Creativecare the answer? Maybe, maybe not, maybe not exactly, it might need some tweaking, he admits that himself, but something like it would certainly work, the Skeptic recently heard someone say that Senator John Kerry was talking about a plan that would have the government provide everyone with catastrophic insurance when their expenses went over fifty thousand dollars a year. That might work but not if we cover everyone, it would have to be only for lower income families, but, it might be a start and trust the Skeptic on this, he doesn't agree with anything John Kerry says but he gets credit for this...if he really said it. Would it be nice if we could pass a plan that would offer one hundred percent coverage to everyone in the country? Of course it would but it isn't practical, in fact, it would be a death sentence for America. Try and imagine how you'd feel if you had to explain why you weren't willing to give up a damn thing in order save the country to a great grandchild who had to face his or her life in a country that had to spend all of its wealth just paying the interest on the debt that you helped to accumulate. The Skeptic thinks that would be a tough conversation to have and you'd have some serious explaining to do. This is deadly serious stuff and we're all acting like it's all a big damn game, this country is running headlong off a financial cliff and nothing will save it but some serious compromise and some sacrifice.
So listen, have a good look, if you like the general idea of a national catastrophic insurance plan instead of national healthcare with all the bells and whistles help out, become a part of something bigger than yourself, do your country and future generations a favor. Instead of being a part of the crowd that is always looking for more from the government be a part of the crowd that gives back, for you liberals out there take the advice of one of your icons, Jack Kennedy, ask what you can you for your country. There is nothing in the Constitution that guarantees that we all are going to live lives of perfect equality, it just guarantees equal opportunity, there's a big difference.
We need to push aside the far left and the far right and the Skeptic knows that isn't an easy thing to do, his instincts are as conservative as you could imagine, if he had his way the government would barely exist on any level but that isn't practical anymore, not because it wouldn't work just fine but because it's so ingrained in the lives of so many of us it will take generations to get it out, it will be a long slow process. So let's do the next best thing, let's have a compromise, ignore the fringes and work hard to truly compromise and Creativecare is just that, a reasonable plan that would give us a national healthcare plan of sorts but it requires people to actually get off their asses and do something to get it. Handing out stuff the way the government does now does nothing but create a lazy bunch of do-nothings who get angry when they don't get every little thing they want, all one needs to do is look at Greece for a perfect example. Is that the future you want for America? Millions of your fellow citizens rioting in the streets, not to protest a war but because they are angry they didn't get their free stuff? It's not easy to say but a lot of people in this country need to be taught how to be responsible adults, how to climb out of bed in the morning and go to work instead of laying about all day dreaming up ways to waste the day away. Most of them don't know it but they don't even like that existence, it might sustain them but it does nothing for their sense of pride, nothing for their soul.
If you care about our country please think about getting on board and help make this plan, or something like it, a reality, it will make a huge difference to the financial health of the country as well as the actual health of its people. If this, or something close to it, is something you think you could support then help us out. We don't want your money, there are enough people out there looking for that, no, we want your help, just spread the word, put a link to this article in your emails to friends and business associates, tell your friends, talk about it. For anyone in power to take notice of this it will take a groundswell of support from a lot of people and that won't be easy but it isn't impossible. If we can make a difference and really change the entire conversation on healthcare the entire country will benefit and that it will make you feel really good for being a part of it...and that might be good for your own general health and well being.
You can buy a copy here
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